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Construction Loans

  • Generous LTV as high as 95%
  • Fixed-rate or adjustable-rate mortgage loan options
  • Expanded new construction or remodel timelines (up to 12 months)

Unleash your inner architect and bring your dream home to life with construction-to-permanent financing. Our innovative solution is the perfect blueprint, whether you're renovating, building from scratch, or starting with a blank canvas of land. With one rate – one closing – one loan, we effortlessly roll your financing into a single, convenient package. 

We've got you covered from foundation to finishing touches. Partner with The Mortgage Center at St. Mary’s Bank to create the home you've always imagined with our seamless construction-to-permanent financing.

Construction Program Booklet

Download Your Guide to Building On, Up or Out with a St. Mary’s Bank Construction-to-Permanent Loan.

Apply for a Construction Loan

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Team News

Tina M. Brown Joins St. Mary’s Bank as Business Development Team Lead

Team News

St. Mary’s Bank Promotes Sanela Zulic to Vice President, Regional Manager North